Sharon mentions fraudulent credit insurance in this report: I am being billed $106 for credit insurance that I did not authorize, yet HSBC is saying I did when I applied for a Gardner White Furniture credit card. According to HSBC, the purchases were made in June & August 2005, yet I am just now being billed for them in September 2006. They have refused to give me a full refund, and instead are refunding me only $16 out of the $106. I asked for a copy of the application showing that I signed up for this credit insurance. The lady did not want to comply, but finally said she would “try” to send me it and it could take as long as 30 days.
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