HSBC receives check, never credits account, FICO was 780, now 620

SM in Arizona said: “I just ran across your site trying to find some information on HSBC retail services. Several years ago I purchased a Mitsubishi TV from Fry’s Electronics and was financed through HSBC retail services Mitsubishi. I paid on the loan monthly until I paid off the loan through a refinace of my …

HSBC never closed account but drops FICO and causes Amex backlash

LE in New Jersey said: “I had an HSBC card since 2001. It had been inactive with $0.00 for several years. In 2007-2008 I decided to close-out my lower limit credit cards and subsequently called HSBC customer service to close it out. There was no further communication until I received a bill in 11/2008 for …