Category Archives: Credit Report Issues

Changed Due Date Results in Multiple Late

From R.S. in Texas

HSBC charges 30 percent interest on collections account

AF in North Carolina said: “We’ve had our card with HSBC since 2005 and have paid all payments on time until November 2009. We always paid more than the amount due each month and paid it off many times. We got behind in Dec. and they turned it over to NCO in late Feb. WeContinue Reading

Customer finds HSBC error on credit report

CS in Arkansas said: “I recently signed up to view my credit report online and I noticed that one of the debtors listed was from a HSBC RS stating I had an overdue balance of $1382.00 from acct. #5510001XXXX. Of course this raises a concern to me because I only have one HSBC credit cardContinue Reading

HSBC ignores power of attorney

LW in Pennsylvania said: “I have power of attorney over my son. I have been trying to speak to someone about making payments on a loan he has with HFC but no one will listen. HSBC has been very very rude. They have been calling him night and day, seven days a week and refuseContinue Reading

HSBC loses in court but taints credit report anyway

SO in Montana said: “I have won a court case against HSBC and Household Independence Receivables an assignee of HSBC. They cannot go after me for the loans they say I owe. I have sent in the court papers to my credit Bureaus to take it off my credit. Transunion did, but the others willContinue Reading