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HSBC is cutting back in the U.S. after its 2003 purchase of Household International Inc. required it to set aside more than $65 billion for bad loans

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Closed Account Re-activated for Service Charge

From C.V.T.

I closed my HSBC card account in 2009.The bank re-activated it and charged service charges without permission. I had changed address and didn’t find out that they were reporting late payments until several months later.

Calling the HSBC call center in India is useless.

Experian “investigated” and said that it is a valid debt.
I have filed a fraud complaint with the FTC but doubt it will go anywhere.

Posted By Timothy Blake

HSBC Watch is a watchdog and consumer activist coalition.

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UPDATE NOTE: HSBC car loans were sold to Santander USA in 2010 :: Most HSBC credit cards became Capital One credit cards in 2012 :: HSBC horrible predatory home mortgages are in run-off