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<channel>
	<title>Bank Horror Stories</title>
	<atom:link href="http://hsbcwatch.com/hsbcnow/feed/" rel="self" type="application/rss+xml" />
	<link>http://hsbcwatch.com/hsbcnow</link>
	<description>HSBC Secrets</description>
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		<item>
		<title>HSBC changed fixed mortgage to adjustable, then forecloses</title>
		<link>http://hsbcwatch.com/hsbcnow/hsbc-changed-fixed-mortgage-to-adjustable-then-forecloses/</link>
		<comments>http://hsbcwatch.com/hsbcnow/hsbc-changed-fixed-mortgage-to-adjustable-then-forecloses/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 21:14:35 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Mortgage Issues]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://hsbcnow.lenderwatch.org/?p=2455</guid>
		<description><![CDATA[GC in Kentucky said: &#8220;HSBC changed the terms of my 30-year fixed home mortgage, to an adjustable rate mortgage in 2001, and refused to modify or make it right. I have all supporting documents from foreclosure in April of 2011.&#8221; Here at Lender Watch we are just as shocked as most people when we read<a href="http://hsbcwatch.com/hsbcnow/hsbc-changed-fixed-mortgage-to-adjustable-then-forecloses/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/hsbc-changed-fixed-mortgage-to-adjustable-then-forecloses/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>HSBC and HFC keep homeowners insurance money</title>
		<link>http://hsbcwatch.com/hsbcnow/hsbc-and-hfc-keep-homeowners-insurance-money/</link>
		<comments>http://hsbcwatch.com/hsbcnow/hsbc-and-hfc-keep-homeowners-insurance-money/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 15:36:17 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Documentation Issues]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[Hurricane Gustav]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[late fee]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2439</guid>
		<description><![CDATA[John in Lousianna recently sent this complaint about HSBC. He said &#8220;Since we refinanced our house in 2006 with HFC, it has been nothing but a complete nightmare. We have been WAY overcharged on &#8220;ancillary fees&#8221; and &#8220;late fees&#8221;. At times I have spent nearly two hours at a time on the phone with HFC<a href="http://hsbcwatch.com/hsbcnow/hsbc-and-hfc-keep-homeowners-insurance-money/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/hsbc-and-hfc-keep-homeowners-insurance-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HSBC credit card payment credited to wrong account</title>
		<link>http://hsbcwatch.com/hsbcnow/hsbc-credit-card-payment-credited-to-wrong-account/</link>
		<comments>http://hsbcwatch.com/hsbcnow/hsbc-credit-card-payment-credited-to-wrong-account/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 17:31:57 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Payment Issues]]></category>
		<category><![CDATA[complaint]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[online banking]]></category>
		<category><![CDATA[overnight mail]]></category>
		<category><![CDATA[wrong account]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2422</guid>
		<description><![CDATA[Todays featured complaint about HSBC is from Ray in New York. He said &#8220;In July 2011 my card was rejected when I presented it for payment at retail store. I immediately contacted HSBC to see what problem was, and was told my account was in arrears. I do online banking thru my credit union and<a href="http://hsbcwatch.com/hsbcnow/hsbc-credit-card-payment-credited-to-wrong-account/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/hsbc-credit-card-payment-credited-to-wrong-account/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Today&#8217;s 5 Complaints from real HSBC customers</title>
		<link>http://hsbcwatch.com/hsbcnow/todays-5-complaints-from-real-hsbc-customers/</link>
		<comments>http://hsbcwatch.com/hsbcnow/todays-5-complaints-from-real-hsbc-customers/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 15:22:49 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Issues]]></category>
		<category><![CDATA[ambivalent]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[destitute]]></category>
		<category><![CDATA[greedy]]></category>
		<category><![CDATA[herbergers]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[raped]]></category>
		<category><![CDATA[small claims]]></category>
		<category><![CDATA[TCPA]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2417</guid>
		<description><![CDATA[AS in Maryland said: &#8220;I lost my job back in September 2008 and subsequently fell back on my mortgage payments. HSBC refused to modify my 12.375% second mortgage. I subsequently started making payments and HSBC applied those payments to the prior months I misssed and reported both the months I missed and the months I<a href="http://hsbcwatch.com/hsbcnow/todays-5-complaints-from-real-hsbc-customers/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/todays-5-complaints-from-real-hsbc-customers/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Best Buy card credit limit reduced without notice</title>
		<link>http://hsbcwatch.com/hsbcnow/best-buy-card-credit-limit-reduced-without-notice/</link>
		<comments>http://hsbcwatch.com/hsbcnow/best-buy-card-credit-limit-reduced-without-notice/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 18:10:50 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Merchant Issues]]></category>
		<category><![CDATA[Best Buy]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit limit]]></category>
		<category><![CDATA[rewards program]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2414</guid>
		<description><![CDATA[CN in Nevada said: &#8220;I signed up for the Best Buy Rewards Program and was issued a card backed by HSBC. My family purchased laptops from the store using the card which had a $1400 limit. We made all the payments early. After our calculations we had paid off all but $200. We attempted to<a href="http://hsbcwatch.com/hsbcnow/best-buy-card-credit-limit-reduced-without-notice/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/best-buy-card-credit-limit-reduced-without-notice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HSBC cash back card not as stated</title>
		<link>http://hsbcwatch.com/hsbcnow/hsbc-cash-back-card-not-as-stated/</link>
		<comments>http://hsbcwatch.com/hsbcnow/hsbc-cash-back-card-not-as-stated/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 18:05:09 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Fraud Issues]]></category>
		<category><![CDATA[approved]]></category>
		<category><![CDATA[bait and switch]]></category>
		<category><![CDATA[card offer]]></category>
		<category><![CDATA[cash back]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[denied]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[HSBC NV]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2409</guid>
		<description><![CDATA[SC, no location given, said &#8220;What we have here is a catastrophic service failure by your company. I applied by telephone for the 2% cash back HSBC credit card. The gentleman who took my information confirmed that I was applying for the 2% rebate card. I was informed online and by telephone that my application<a href="http://hsbcwatch.com/hsbcnow/hsbc-cash-back-card-not-as-stated/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/hsbc-cash-back-card-not-as-stated/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Changed Due Date Results in Multiple Late</title>
		<link>http://hsbcwatch.com/hsbcnow/changed-due-date-results-in-multiple-late/</link>
		<comments>http://hsbcwatch.com/hsbcnow/changed-due-date-results-in-multiple-late/#comments</comments>
		<pubDate>Sat, 09 Oct 2010 15:01:45 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Credit Report Issues]]></category>
		<category><![CDATA[Documentation Issues]]></category>
		<category><![CDATA[General Issues]]></category>
		<category><![CDATA[Rate Increases]]></category>
		<category><![CDATA[changed due date]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[due date]]></category>
		<category><![CDATA[late fee]]></category>
		<category><![CDATA[payment due]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2364</guid>
		<description><![CDATA[From R.S. in Texas I had opened a no interest Rommstore account in May, 2007, and have faithfully made my required payments on time or early since. This account has been setup to automatically be paid the same amount monthly, through my banking institution, Bank of America. On Friday, June 18th, 2010, my wife received<a href="http://hsbcwatch.com/hsbcnow/changed-due-date-results-in-multiple-late/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/changed-due-date-results-in-multiple-late/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No Statement Received After Account Paid</title>
		<link>http://hsbcwatch.com/hsbcnow/no-statement-received-after-account-paid/</link>
		<comments>http://hsbcwatch.com/hsbcnow/no-statement-received-after-account-paid/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 15:56:36 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Issues]]></category>
		<category><![CDATA[Online Issues]]></category>
		<category><![CDATA[Payment Issues]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[interest charged]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[online statements]]></category>
		<category><![CDATA[paid off]]></category>
		<category><![CDATA[zero balance]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2361</guid>
		<description><![CDATA[From T.B. in South Carolina After my interest rate was raised by 5 percentage points, I decided to transfer my balance to my much nicer credit union card. I watched my balance online until the transfer was completed and then paid the remaining 8 dollars on the acct. I assumed that brought my balance to<a href="http://hsbcwatch.com/hsbcnow/no-statement-received-after-account-paid/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/no-statement-received-after-account-paid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Due Date Changed Resulting in Late Payments</title>
		<link>http://hsbcwatch.com/hsbcnow/due-date-changed-resulting-in-late-payments/</link>
		<comments>http://hsbcwatch.com/hsbcnow/due-date-changed-resulting-in-late-payments/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 15:45:32 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Interest Free Issues]]></category>
		<category><![CDATA[Online Issues]]></category>
		<category><![CDATA[Rate Increases]]></category>
		<category><![CDATA[billing cycle]]></category>
		<category><![CDATA[date changed]]></category>
		<category><![CDATA[due date]]></category>
		<category><![CDATA[no interest plan]]></category>
		<category><![CDATA[owe interest]]></category>
		<category><![CDATA[past due]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2359</guid>
		<description><![CDATA[From L.G. in Texas I have an account with HSBC for the roomstore. I always paid on time, I had no interest for a 3 years. I always paid on the same date. They changed my due date suddenly without notifying me&#8230;so I had two late payments. I pay online and never thought they would<a href="http://hsbcwatch.com/hsbcnow/due-date-changed-resulting-in-late-payments/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/due-date-changed-resulting-in-late-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Closed Account Re-activated for Service Charge</title>
		<link>http://hsbcwatch.com/hsbcnow/closed-account-re-activated-for-service-charge/</link>
		<comments>http://hsbcwatch.com/hsbcnow/closed-account-re-activated-for-service-charge/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 15:41:44 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Issues]]></category>
		<category><![CDATA[account closed]]></category>
		<category><![CDATA[late payments]]></category>
		<category><![CDATA[re-activated]]></category>
		<category><![CDATA[service charge]]></category>

		<guid isPermaLink="false">http://householdwatch.com/news/?p=2357</guid>
		<description><![CDATA[From C.V.T. I closed my HSBC card account in 2009.The bank re-activated it and charged service charges without permission. I had changed address and didn&#8217;t find out that they were reporting late payments until several months later. Calling the HSBC call center in India is useless. Experian &#8220;investigated&#8221; and said that it is a valid<a href="http://hsbcwatch.com/hsbcnow/closed-account-re-activated-for-service-charge/" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://hsbcwatch.com/hsbcnow/closed-account-re-activated-for-service-charge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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