VS in Arizona said: “My husband and I recently received a letter from a Law Firm stating that our account that was owned by HSBC -Yamaha was sold to Fortis Capital. HSBC however, wrote our account as a charge off on our credit report for merchandise that was repossessed. When researching, Fortis Capital, we found that they finally have a headquarters in New York, but their main H.Q. are located in Belguim and the Netherlands. My husband and I feel that HSBC sold our personal information wrongfully and now have this third party company trying to sue us for money we do not even owe them.