CN in Nevada said: “I signed up for the Best Buy Rewards Program and was issued a card backed by HSBC. My family purchased laptops from the store using the card which had a $1400 limit. We made all the payments early.
EL in Washington said: “HSBC has been my credit card provider since 2007. They have charged me overlimit fees which were triggered by a fee for a service on my credit card called AccountSecurePlus. HSBC sold me this service to supposedly protect me if I lost my job. They would subtract the fee amount from my account at different times of the month. If I was close to my credit limit (which was very low) they would pull the fee out at the closing date of the statement, which would put me at an overlimit fee.
AE in Michigan said: “I wondered why my debt was not being paid off and didn’t understand what Debt Cancellation was. I asked Customer Service at Best Buy and they couldn’t help me. I sent an email to Best Buy and received no answer. I finally called an 800 number and was told it was insurance for in case of death. I informed them that if I was asked if I wanted such coverage I would have told them “No.”
AS in Michigan said: “I recently purchased a TV for $2000 from Best Buy, and applied for the HSBC Best Buy Mastercard to pay for the TV. I applied for the card because I was told I would get 36 months deferred interest.
Rick in California said: “When I went to Best Buy to make some purchases I was invited to apply for a Best Buy Credit Card. Not thinking I would get approved I said sure, we can try. To my surprise, not only did I get a Best Buy Credit Card but I also received a Best Buy Rewards Master Card and had them put the Debt Cancellation on both cards.