PROSPECT HEIGHTS, Ill., April 20 /PRNewswire/ — HSBC – North America announced today the appointment of Bruce Fletcher as senior vice president and chief credit officer for retail credit for HSBC North America Holdings Inc. In this capacity, Fletcher will serve as chief credit officer and will oversee and integrate retail credit risk management for all of the company’s North American entities. In addition, he will serve as chief credit officer for HSBC Finance Corporation, formerly Household International, Inc. He will report directly to Dave Gibbons, senior executive vice president and chief risk officer.

This announcement was reviewed by Household – HSBC Watch.