UPDATE: This company ceased operations in September 2007. HSBC closed all HSBC Finance operations including HFC and Beneficial Finance and auto lending in March 2009. HSBC Finance credit card operations continue for now. (update posted April 21, 2009)

Decision One Mortgage
Subsidiary of HSBC
6060 J.A. Jones Dr.
Charlotte, NC 28287
Attn: JC Faulkner, President

The company is a wholesale lender specializing in non-conforming residential mortgage loans and debt consolidation loans. It operates through more than 20 branches in cities nationwide, as well as through relationships with loan brokers and correspondents. Decision One Mortgage is owned by big British bank HSBC Holdings through its US-based HSBC Finance subsidiary. HSBC Finance is the new name of predatory lender Household International.