Household Home Equity Loan Trust Series 2005-1 $716.5 million class A and $202.35 million class M certificates show predatory statistics according to Household – HSBC Watch. The mortgage loans have an aggregate balance of $1,155,782,291. The weighted average loan rate is approximately 8.16%. The weighted average remaining term to maturity is 301 months. The average current principal balance of the mortgage loans is approximately $126,981. The weighted average current loan-to-value ratio is 98.86% and the weighted average Fair, Isaac & Co. (FICO) score was 616. The properties are primarily located in Florida (8.81%), New York (8.27%) and Pennsylvania (7.53%).