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HSBC-NV and your credit report
This article was titled "About HSBC NV and HSBC Finance Corporation and Household Bank". At this time HSBC is trying to sell their credit card business. HSBC NV is a credit card processing facility owned by HSBC Bank.
There are so many layers of holding companies, all owned by HSBC, that it is difficult to explain their structure. HSBC NV does process and report credit card payments for the bank and for merchants such as Bestbuy Consumer Electronics Stores.
...HSBC NV is predatory lender Household International with a new name...
HSBC NV is the old Household International, now owned by HSBC, thus HSBC NV. The bank is in Nevada, and is used to issue credit cards such as private label credit cards. See the fine print in a Best Buy contract as an example. HSBC- NV is regulated by the Office of the Comptroller of the Currency, which is the administrator of all national banks. The OCC can be reached by calling 1-800-613-6743. You may be reading this because your payment did not post on time, which is a common problem. For example here is part of one report - "I mail out the motorcycle payment approximately 12 days before it is due and on 3 separate occassions have noticed that the payment did not post to his account until almost 20 or more days later. If the OCC does not take your complaint about HSBC NV the charter number is 22675
HSBC Bank Nevada, N.A.
Charter Number 22675
1111 North Town Center Drive
Las Vegas, NV 89144
Office of the Comptroller of the Currency
Large Bank Supervision
250 E Street, SW
Washington, DC 20219
HSBC RS stands for HSBC Bank, retail services division. HSBC NV stands for HSBC Bank (formerly Household Bank) Nevada. It is a credit card issuing and procesing facility. They also handle the GM Card which was compromised in 2005. Formerly known as troubled and disgraced predatory lender Household International, the company was purchased by HSBC bank in October 2002 and the purchased was finalized in early 2003. HSBC is headquartered in London but is actually the Hong Kong Shanghai Bank Corporation. More about HSBC can be seen by selecting "About HSBC".
After being sued for predatory mortgage lending and attacting the attention of regulators across the nation, Household International turned to credit card processing as a source of revenue. Retail Services handles private label credit card accounts for over 60 merchants, many of whom are listed at the bottom of this page. Do you have an account with one of these merchants?
Merchants that use HSBC-NV for private label credit cards are seen at the bottom of this page. There are over 60 merchants in the HSBC private label credit card program. HSBC Finance Corporation, which is the old troubled predatory lender Household International, can be called at 847-564-5000 for more information or a specific phone number for HSBC-NV.
Specifically HSBC NV is
Household Credit Services Inc
dba HSBC NV
1111 N Town Center Dr
Las Vegas, NV 89144
Remember that calling HSBC NV does not protect your consumer rights. Write to them, and send your mail with delivery confirmation from the postal service. This is our latest information of record, and if you have newer or supplemental information please contact us.
If you found HSBC NV on your credit report and you think you may be the victim of identity theft with at least one of the three major credit bureaus – Equifax (www.equifax.com or 800-685-1111), Experian (www.experian.com or 888-397-3742) or TransUnion (www.transunion.com or 800-888-4213). That bureau is required to notify the other two.
If you received a settlement offer from HSBC NV please see the Settlement Scams website immediately.
Also known as hsbc nv salinas ca, hsbc nv credit cards
If the OCC claims the bank does not have the words 'NA' in their name, and the OCC incorrectly states they do not regulate HSBC NV, correct the OCC by telling them this:
HSBC Bank Nevada, N.A., formerly known as Household Bank (SB), N.A., ("HSBC Bank Nevada"), is the proud issuer of the ...
When accounts are insured or are assigned insurance as 'assigned risk' these companies get involved:
HOUSEHOLD INSURANCE GROUP, INC.
SOUTHERN COUNTY MUTUAL INSURANCE COMPANY
** Household Insurance Group, Inc. (also under the trade name of HSBC Insurance Services) includes Household Life Insurance Company (formally known as Alexander Hamilton Life Insurance Company), Wesco Insurance Company, Service General Insurance Company, First Central National Life Insurance Company of New York, Household Life Insurance of Delaware, BFC Insurance Agency of Nevada, HSBC Insurance Agency (USA), Inc., and such other companies Household Insurance Group, Inc may subsequently acquire. Assurant Solutions includes American Reliable Insurance Company, American Bankers Insurance Company of Florida, American Bankers Life Assurance Company of Florida, Financial Insurance Exchange, First Fortis Life Insurance Company and Union Security Life Insurance Company.
HSBC Bank Nevada, N.A., formerly known as Household Bank (SB), N.A. or its corporate parents, affiliated companies, or subsidiaries (collectively "HSBC Bank Nevada" and/or its Affiliates") is ...
Rest assured HSBC Finance Corporation - formerly predatory lender Household International - will market your personal information to any related affiliate.
This is just one of our articles referencing HSBC complaints about mortgages, Bestbuy, credit cards, auto loans, fees, and late payment processing.
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HSBC Watch monitors HSBC customer trends for possible violations of Regulation Z and other possible illegal actions. We use your individual HSBC complaints and merchant complaint reports to perform trend analysis. We are not associated with HSBC, Household International, or their merchants. Some items are used by permission granted in the Fair Use guidelines of the 1976 U.S. Copyright Act. HSBC Watch was formerly known as Household Watch and hosted at www.householdwatch.com and is now part of the Lender Watch network